Global Corporate Lending Market Overview
According to SPER Market Research, the Global Corporate Lending Market is estimated to reach USD 61170 billion by 2033 with a CAGR of 10.94%.
Corporate lending refers to the provision of financial assistance to businesses and similar entities to cover ongoing expenses, expand their operations, meet working capital requirements, and more. Corporate lending solutions comprise numerous loan types, including working capital financing, term loans, letter of credit, and infrastructure financing. These lending options enable businesses to focus on their growth and generate increased revenue.
Exploring the Growth Drivers of the Global Corporate Lending Industry.
The growth of the global corporate lending market is being driven by the entry of new players into the lending sector. An example of this is the acquisition of Avail Finance, a neo bank serving the blue-collar workforce with over 6 million users, by mobility firm Ola in March 2022. This acquisition is part of Ola's strategy to establish a fintech business focused on mobility through Ola Financial.
Additionally, continuous advancements and innovations aimed at enhancing the lending experience for consumers are expected to create favourable growth opportunities in the corporate lending market. In June 2022, Neo Growth, a fintech lender targeting MSMEs, introduced a collateral-free term loan called Neo Growth Accelerator. This loan, with a maximum amount of $24,253.28, caters to GST-registered MSMEs in manufacturing, distribution, trade, services, and more, fulfilling their working capital needs based on cash flows.
Furthermore, the global corporate lending market is witnessing growth due to ongoing innovations in the corporate lending industry and increased investments in digitalization by companies. For example, JPMorgan Chase announced in January 2021 its plan to launch a digital retail bank in the U.K., offering customers a new banking alternative. The bank will leverage the Chase brand and deliver tailored products and features through an innovative mobile app to meet the specific needs of U.K. customers.
What challenges does the Global Corporate Lending Market face?
The corporate lending market is confronted with issues like credit risk, non-performing assets, regulatory compliance, liquidity issues, technological risks, and geopolitical uncertainties. It takes a proactive approach, prudent risk management techniques, adherence to regulations, and constant adaptation to shifting market conditions to overcome these obstacles.
In what ways has the COVID-19 pandemic affected Global Corporate Lending Market?
The corporate lending industry has been significantly impacted by the COVID-19 pandemic, leading to a rise in corporate loans due to widespread business closures and bankruptcies. This increased development was particularly driven by the participation of small businesses in corporate lending. Many banks found themselves overwhelmed by the surge in corporate loan applications as businesses sought financing to cope with the pandemic's effects. Furthermore, the pandemic has accelerated the focus on digital services within the financial industry, driven by increased customer demand. With bank offices closed and long wait times for phone assistance, even individuals who were previously hesitant to use online platforms turned to digital channels for corporate loans during the pandemic. This shift towards digital lending has emerged as a major growth factor for the corporate lending market amidst the global health crisis.
Scope of the Report:
| Report Metric | Details |
| Market size available for years | 2019-2033 |
| Base year considered | 2022 |
| Forecast period | 2023-2033 |
| Segments covered | By Loan Type, By Type, By Interest Rate, By Enterprise Size, By Provider
|
| Regions covered | Asia-Pacific, Europe, Middle East and Africa, North America, Latin America
|
| Companies Covered | UBS, Credit Suisse Group AG, Citigroup Inc., Julius Baer, Ashurst, Clifford Chance, Morgan Stanley, Bank of America Corporation, Goldman Sachs, JPMorgan Chase & Co, Others
|
Key Target Audience:
- Banks and financial institutions
- Large corporations and multinational companies
- Small and medium-sized enterprises (SMEs)
- Startups and entrepreneurial ventures
- Financial advisors and consultants
- Legal and compliance professionals in the financial sector
- Researchers and analysts in the banking and finance industry.
Global Corporate Lending Market Segmentation:
1. By Loan Type:
- Global Corporate Lending Market Value Share and Forecast, By Loan Type, 2023-2033
- Term Loan
- Overdraft
- Invoice Finance
- Loan Against Securities
2. By Type:
- Global Corporate Lending Market Value Share and Forecast, By Type, 2023-2033
- Secured Lending
- Unsecured Lending
3. By Interest Rate:
- Global Corporate Lending Market Value Share and Forecast, By Interest Rate, 2023-2033
- Fixed Rate
- Floating Rate
4. By Enterprise Size:
- Global Corporate Lending Market Value Share and Forecast, By Enterprise Size, 2023-2033
- Large Enterprises
- Small and Medium-sized Enterprises
5. By Region:
- Asia-Pacific
- Europe
- Middle East & Africa
- North America
- Latin America
Key Topics Covered in the Report:
- Global Corporate Lending Market Size (FY’2023-FY’2033)
- Overview of Global Corporate Lending Market
- Segmentation of Global Video Editing Platform Market By Loan Type (Term Loan, Overdraft, Invoice Finance, Loan Against Securities, Others)
- Segmentation of Global Video Editing Software Market By Type (Secured Lending, Unsecured Lending)
- Segmentation of Global Corporate Lending Market By Interest Rate (Fixed Rate, Floating Rate)
- Segmentation of Global Online Video Platform Market By Enterprise Size (Large Enterprises, Small and Medium-sized Enterprises)
- Segmentation of Global Corporate Lending Market By Providers (Banks, NBFCs, Credit Unions)
- Statistical Snap of Global Corporate Lending Market
- Growth Analysis of Global Corporate Lending Market
- Problems and Challenges in Global Corporate Lending Market
- Competitive Landscape in the Global Corporate Lending Market
- Impact of COVID-19 and Demonetization on Global Corporate Lending Market
- Details on Recent Investment in Global Corporate Lending Market
- Competitive Analysis of Global Corporate Lending Market
- Key Players in the Global Corporate Lending Market
- SWOT Analysis of Global Corporate Lending Market
- Global Corporate Lending Market Future Outlook and Projections (FY’2023-FY’2033)
- Recommendations from Analyst
1. Introduction
1.1. Scope of the report
1.2. Market segment analysis
2. Research Methodology
2.1. Research data source
2.1.1. Secondary Data
2.1.2. Primary Data
2.1.3. SPER’s internal database
2.1.4. Premium insight from KOL’s
2.2. Market size estimation
2.2.1. Top-down and Bottom-up approach
2.3. Data triangulation
3. Executive Summary
4. Market Dynamics
4.1. Driver, Restraint, Opportunity and Challenges analysis
4.1.1. Drivers
4.1.2. Restraints
4.1.3. Opportunities
4.1.4. Challenges
4.2. COVID-19 Impacts of the Global Corporate Lending Market
5. Market variable and outlook
5.1. SWOT Analysis
5.1.1. Strengths
5.1.2. Weaknesses
5.1.3. Opportunities
5.1.4. Threats
5.2. PESTEL Analysis
5.2.1. Political Landscape
5.2.2. Economic Landscape
5.2.3. Social Landscape
5.2.4. Technological Landscape
5.2.5. Environmental Landscape
5.2.6. Legal Landscape
5.3. PORTER’s Five Forces
5.3.1. Bargaining power of suppliers
5.3.2. Bargaining power of buyers
5.3.3. Threat of Substitute
5.3.4. Threat of new entrant
5.3.5. Competitive rivalry
5.4. Heat Map Analysis
6. Competitive Landscape
6.1. Global Corporate Lending Market Manufacturing Base Distribution, Sales Area, Product Type
6.2. Mergers & Acquisitions, Partnerships, Product Launch, and Collaboration in Global Corporate Lending Market
7. Global Corporate Lending Market, By Loan Type (USD Million)
7.1. Global Corporate Lending Market Value Share and Forecast, By Loan Type, 2023-2033
7.2. Term Loan
7.3. Overdraft
7.4. Invoice Finance
7.5. Loan Against Securities
7.6. Others
8. Global Corporate Lending Market, By Type (USD Million)
8.1. Global Corporate Lending Market Value Share and Forecast, By Type, 2023-2033
8.2. Secured Lending
8.3. Unsecured Lending
9. Global Corporate Lending Market, By Interest Rate (USD Million)
9.1. Global Corporate Lending Market Value Share and Forecast, By Interest Rate, 2023-2033
9.2. Fixed Rate
9.3. Floating Rate
10. Global Corporate Lending Market, By Enterprise Size (USD Million)
10.1. Global Corporate Lending Market Value Share and Forecast, By Enterprise Size, 2023-2033
10.2. Large Enterprises
10.3. Small and Medium-sized Enterprises
11. Global Corporate Lending Market, By Provider (USD Million)
11.1. Global Corporate Lending Market Value Share and Forecast, By Provider, 2023-2033
11.2. Banks
11.3. NBFCs
11.4. Credit Unions
12. Global Corporate Lending Market Forecast, 2019-2033 (USD Million)
12.1. Global Corporate Lending Market Size and Market Share
13. Global Corporate Lending Market, By Loan Type, 2019-2033 (USD Million)
13.1. Global Corporate Lending Market Size and Market Share By Loan Type (2019-2026)
13.2. Global Corporate Lending Market Size and Market Share By Loan Type (2027-2033)
14. Global Corporate Lending Market, By Type, 2019-2033 (USD Million)
14.1. Global Corporate Lending Market Size and Market Share By Type (2019-2026)
14.2. Global Corporate Lending Market Size and Market Share By Type (2027-2033)
15. Global Corporate Lending Market, By Enterprise Size, 2019-2033 (USD Million)
15.1. Global Corporate Lending Market Size and Market Share By Enterprise Size (2019-2026)
15.2. Global Corporate Lending Market Size and Market Share By Enterprise Size (2027-2033)
16. Global Corporate Lending Market, By Interest Rate, 2019-2033 (USD Million)
16.1. Global Corporate Lending Market Size and Market Share By Interest Rate (2019-2026)
16.2. Global Corporate Lending Market Size and Market Share By Interest Rate (2027-2033)
17. Global Corporate Lending Market, By Provider, 2019-2033 (USD Million)
17.1. Global Corporate Lending Market Size and Market Share By Provider (2019-2026)
17.2. Global Corporate Lending Market Size and Market Share By Provider (2027-2033)
18. Global Corporate Lending Market, By Region, 2019-2033 (USD Million)
18.1. Global Corporate Lending Market Size and Market Share By Region (2019-2026)
18.2. Global Corporate Lending Market Size and Market Share By Region (2027-2033)
18.3. Asia-Pacific
18.3.1. Australia
18.3.2. China
18.3.3. India
18.3.4. Japan
18.3.5. South Korea
18.3.6. Rest of Asia-Pacific
18.4. Europe
18.4.1. France
18.4.2. Germany
18.4.3. Italy
18.4.4. Spain
18.4.5. United Kingdom
18.4.6. Rest of Europe
18.5. Middle East and Africa
18.5.1. Kingdom of Saudi Arabia
18.5.2. United Arab Emirates
18.5.3. Rest of Middle East & Africa
18.6. North America
18.6.1. Canada
18.6.2. Mexico
18.6.3. United States
18.7. Latin America
18.7.1. Argentina
18.7.2. Brazil
18.7.3. Rest of Latin America
19. Company Profile
19.1. Ashurst
19.1.1. Company details
19.1.2. Financial outlook
19.1.3. Product summary
19.1.4. Recent developments
19.2. Bank of America Corporation
19.2.1. Company details
19.2.2. Financial outlook
19.2.3. Product summary
19.2.4. Recent developments
19.3. Citigroup Inc.
19.3.1. Company details
19.3.2. Financial outlook
19.3.3. Product summary
19.3.4. Recent developments
19.4. Clifford Chance
19.4.1. Company details
19.4.2. Financial outlook
19.4.3. Product summary
19.4.4. Recent developments
19.5. Credit Suisse Group AG
19.5.1. Company details
19.5.2. Financial outlook
19.5.3. Product summary
19.5.4. Recent developments
19.6. Goldman Sachs
19.6.1. Company details
19.6.2. Financial outlook
19.6.3. Product summary
19.6.4. Recent developments
19.7. JPMorgan Chase & Co.
19.7.1. Company details
19.7.2. Financial outlook
19.7.3. Product summary
19.7.4. Recent developments
19.8. Julius Baer
19.8.1. Company details
19.8.2. Financial outlook
19.8.3. Product summary
19.8.4. Recent developments
19.9. Morgan Stanley
19.9.1. Company details
19.9.2. Financial outlook
19.9.3. Product summary
19.9.4. Recent developments
19.10. UBS
19.10.1. Company details
19.10.2. Financial outlook
19.10.3. Product summary
19.10.4. Recent developments
19.11. Others
20. List of Abbreviations
21. Reference Links
22. Conclusion
23. Research Scope